Moisture damage is the #1 cause of insurance claims in the USA and excess moisture is the biggest enemy of a healthy home.
A home with a masonry exterior, whether it be Stucco, Brick veneer, applied cultured stone or EIFS face certain challenges that other homes may not have due to the fact that a moisture damaged home with a masonry exterior may appear to be fine, but have hidden damage under the surface.
The only way to know for sure is to have an experienced inspector perform a detailed evaluation that follows strict industry standards.